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Moving In

This is the moment every race is built for. Before the checkered flag waves, there are a few final steps to ensure everything finishes clean and strong.

Final Walk-Through Inspection

The final walk-through is your last systems check before taking ownership. At this point, all contingencies in the Purchase Agreement should be satisfied, repairs completed if agreed upon, and the seller’s belongings removed from the property. This walkthrough typically happens the day before or the day of closing and confirms the home is exactly as expected before the keys change hands.

Closing

Once you’re satisfied, it’s time to cross the finish line. You, the seller, and the closing agent will sign the settlement documents outlining all financial details of the transaction. You’ll finalize your loan paperwork and submit the remaining balance of your down payment and closing costs, either via certified funds or electronic wire, as instructed.

After everything is signed and funds are received, the deed is recorded with the County Recorder’s office. At that moment, ownership officially transfers to you and the keys are yours.

When you are ready to get started, call us at 208.215.4570 or complete this short form and one of our agents will be in touch.

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What Price Range Can I Afford?

Resources For Kootenai County Home Buyers

Every winning race plan starts with knowing the limits of the machine. Understanding how much home you can afford helps you stay focused and avoid surprises. While many buyers believe 20% down is required, many loan programs allow qualified buyers to purchase with as little as 3.5% down. Eligible veterans may qualify for zero-down financing.

Use our mortgage calculator below to run some quick numbers. When you’re ready to fine-tune your strategy, our preferred lenders can help you choose the right financing and stay on track through the entire process.

Mortgage Calculator